Hi, I’m Barbra Summerhill—your local mortgage expert and proud partner in homeownership across Idaho. At Total Financial Health LLC, I help individuals and families find the right mortgage solutions to fit their lives, with a special focus on first-time homebuyers and VA loans.

My passion for this work is both personal and professional. I’m married to a proud U.S. Air Force Veteran, and we used a VA loan to purchase our own home—so I understand the process from the inside out. I know how overwhelming it can feel when you’re just starting out, and how important it is to have someone in your corner who truly listens, explains, and advocates for you.

I work within these core values: education, transparency, and long-term financial wellness. I believe your mortgage should be more than a loan—it should be a tool to help you build security and a future you’re proud of. Whether you’re looking to buy your very first home, refinance for better terms, or use your hard-earned VA benefits, I’m here to help you make smart, informed decisions every step of the way.

When I’m not working with clients, you can find me enjoying small-town life in Idaho Falls, Idaho, spending time with my husband and twins and supporting local veteran causes. I take pride in serving this community and would be honored to be a part of your journey to homeownership.

Let’s make your homeownership goals a reality—reach out anytime.

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